RV Insurance for Travel Trailers
Roamly Helps You Save on RV Insurance
Travel trailers are your gateway to exploring the wonders of the open road with the comfort of home. These versatile towable RVs range from compact, cozy units to spacious models with all the amenities of a home, perfect for weekend warriors, vacationing families, or long-term travelers. At Roamly, we understand that each travel trailer is as unique as its owner's journey, and we are here to offer insurance on a travel trailer that is just as adaptable.
The cost of travel trailer insurance is not a fixed formula. It varies based on your trailer’s value, how often you use it, your driving history, and where your travels take you. We specialize in providing flexible, affordable insurance options that cater to the unique needs of travel trailer owners, ensuring that you are covered whether you are on the move or settled into your favorite campsite.
Ready to start saving? Let Roamly pave the way to a worry-free journey!
Why Roamly?
Competitive pricing
Roamly customers can save up to 35%* on their insurance premiums compared to other RV insurance companies.
Rental incentives
Roamly policyholders are free to rent out their rig without breaking the terms of their policy.
Full coverage
We offer coverage for all RVs, including unique inventory like DIY and uplifted Class Bs and camper vans.
Travel trailers are towable RVs that come in various sizes and layouts. Unlike motorhomes, they do not have an engine and need to be towed by a separate vehicle. They range from small, basic models to larger trailers with full kitchens, bathrooms, and sleeping areas, providing a comfortable, mobile living space.
Travel trailer insurance typically includes coverage for water damage caused by unforeseen circumstances like leaks or flooding. However, it's essential to check the specifics of your policy, as coverage can vary and may not include damage due to owner neglect or lack of maintenance.
While your car insurance may extend liability coverage to a travel trailer when it's being towed, it typically doesn't cover the trailer itself. Specialized travel trailer insurance is necessary to adequately cover the trailer and its contents.
Travel trailer insurance differs from standard auto insurance in that it covers not only the liability while towing but also provides comprehensive and collision coverage for the trailer itself. This includes protection against theft, damage while parked, and potential damage to contents.
Several factors influence the cost of insurance for a travel trailer, including the trailer's value, frequency of use, the owner's driving history, the chosen deductibles and coverage limits, and the geographical location where it's used or stored.
Yes, full-time insurance coverage is available for those who use their travel trailer as a primary residence. This type of coverage is more comprehensive than standard policies and is suited for individuals who live in their trailer full-time.
Still have questions?
Call us at 877.725.1245
Buy Insurance for a Travel Trailer
Roamly Helps You Save on RV Insurance
* New Roamly customers getting personal policies for travel trailers and Class B RVs tended to see the largest savings of 35% or more off their existing policies when getting comprehensive coverage in 2023. Commercial customers who saw the largest savings while switching to Roamly typically covered between 3-5 vehicles and switched from an existing commercial policy.
Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Roamly license numbers. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.
Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Safeco Insurance Company, Foremost Insurance Company, National General Insurance, Mobilitas Insurance Company, and others.
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