RV Insurance for Class A Motorhomes
Roamly Helps You Save on Class A Motorhome Insurance
Class A motorhomes are the epitome of luxury and space on wheels. These icons of the road are built on heavy-duty frames like commercial trucks and buses. They feature large living spaces with slide-outs for extra room, run on gas or diesel, and offer residential-style amenities that can sleep up to 8 people, making them ideal for those seeking a high-quality, spacious motorhome experience.
When it comes to the cost of insurance for a Class A motorhome, it is not one-size-fits-all. Several factors can influence your premiums, such as the value of your motorhome, usage, deductibles and coverage limits, driving history and location. This is where your grand adventures meet our dependable coverage! At Roamly, we understand that these vehicles are more than just transportation; they are, with a doubt, a home away from home.
With Roamly, you’re not just getting a class A motorhome insurance; you gain a travel partner as passionate about your motorhome adventures as you are. We’re here to help you navigate through varying state requirements and customize your coverage so you can hit the road with peace of mind. Ready to start saving? Let Roamly pave the way to a worry-free journey!
Why Roamly?
Competitive pricing
Roamly customers can save up to 35%* on their insurance premiums compared to other RV insurance companies.
Rental incentives
Roamly policyholders are free to rent out their rig without breaking the terms of their policy.
Full coverage
We offer coverage for all RVs, including unique inventory like DIY and uplifted Class Bs and camper vans.
Class A motorhomes are the largest type of RVs, built on heavy-duty frames like those used for commercial buses or trucks. They offer spacious interiors, luxury amenities, and are often equipped with slide-outs, providing a high-end, residential living experience on wheels.
Regular car insurance typically doesn't cover Class A motorhomes due to their size and unique use. Specialized motorhome insurance is necessary for adequate coverage, considering these vehicles combine aspects of home and automobile insurance.
Class A motorhome insurance differs from standard auto insurance by providing coverage that accounts for the motorhome's residential aspects and higher value. Policies often include enhanced liability, comprehensive, and collision coverage, along with options for personal belongings and full-time residence use.
Several factors influence the cost of Class A motorhome insurance, including the value and size of the motorhome, frequency of use (full-time vs. vacation), your driving history, chosen deductibles and coverage limits, and geographic location. Each of these factors helps determine the risk level and the insurance premium.
Yes, full-time insurance coverage is available for those who use their Class A motorhome as a primary residence. This coverage is more comprehensive than vacation-use policies, accounting for the increased risks and needs of full-time living, such as personal liability and additional living expenses coverage.
Still have questions?
Call us at 877.725.1245
Buy Insurance for a Class A Motorhome
Roamly Helps You Save on Class A Motorhome Insurance
* New Roamly customers getting personal policies for travel trailers and Class B RVs tended to see the largest savings of 35% or more off their existing policies when getting comprehensive coverage in 2023. Commercial customers who saw the largest savings while switching to Roamly typically covered between 3-5 vehicles and switched from an existing commercial policy.
Roamly Insurance Group, LLC ("Roamly") is a licensed general agent for affiliated and non-affiliated insurance companies. Roamly is licensed as an agency in all states in which products are offered. Roamly license numbers. Availability and qualification for coverage, terms, rates, and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer.
Policies provided by Roamly are underwritten by Spinnaker Insurance Company, Progressive Insurance Company, Safeco Insurance Company, Foremost Insurance Company, National General Insurance, Mobilitas Insurance Company, and others.
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